BOI STAR MORTGAGE LOAN APPLICATION

FOR OFFICE USE ONLY (Cost Rs. 50/-only)
The Manager, ____________________________________________________
BANK OF INDIA, |Loan A/c No. ________Sanctioned Amount Rs. _________|
|Authority & Date ___________________________________|
___________ BRANCH, |Processing Fees Rs. ________ Recovered on __________|
|Administrative Fees Rs. _______ Recovered on________|
|____________________________________________________|
TEL.NO. Date :_____________

Dear Sir,

Sub : Request for Loan of Rs._________
with repayment period of ________ years
------------------------------------------------------------

I/We hereby apply for BOI Star Mortgage loan _______________________
as above | Affix | Affix |
| Photo of | Photo of |
| Applicant|Co-Applicant|
| | |
|__________|____________|

1. PERSONAL INFORMATION - APPLICANT

a. Full Name (Capital Letters only) __ __ (Keep one block blank between two parts of names) Male |__| Female |__|
_________________________________________________ ____ ___
|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__| Married|__|Unmarried|_|

b. Father's/Husband/s Name UG G PG
___ ___ ___
_______________________________________ Qualification|___| |___| |___|
_______ _____________
c. Residential Address (Present) Age |___|___| Yrs DOB |__|__|__|____|
_______
_______________________________________No. of Dependents |___|___|
_______________________________________ __ ___
|__| Resident |___| NRI
Phone No. _______________/ ____________
__ ___
d. Permanent A/c No.(issued by Income Tax)_____ |__| SC/ST |___| Others
Correspondence Address : _____________ ___ ___
________________________________________ |___|Woman |___|Minority
________________________________________ Benificiary Community

_________________________________________________________________________
e. EMPLOYMENT INFORMATION

____________ Employed _____________ Self-Employed

Company's/Employer's Name ________________________________

Office Address ___________________________________________

__________________________________________________________

Designation ________________________ Office Phone No. _____________/_______

Contact Person & Address __________________________________________________

f. Nature of Business (In case if self employed)

_________________________________________________________________________

g. Monthly Gross Income Rs. ______________

h. Monthly Net Income Rs. _______________

..2..
2. PERSONAL INFORMATION - CO - APPPLICANT NO. 1

a. Full Name (Capital Letters Only)
(Keep one block blank between two parts of names) UG G PG
_________________________________________________ __ __ __
|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__| Qualification|__| |__| |__|
________ ______________
b. Father's/Husband's Name Age |___|___| Yrs DOB|__|__|__|____|
___________________________________
____ ____
c. Residential Address (Present) Male |__| Female |__|

______________________________________ ____ ___
Married|__|Unmarried|_|
____________________________________ ________
No. of Dependents |___|___|
___________________________________ ____ ___
|__| Resident |___| NRI
Phone No. _______________/ ____________ ____ ____
|__| SC/ST |___| others
d. Correspondence Address : _____________ ____ _____
________________________________________ |___|Woman |___|Minority
________________________________________ Benificiary Community

_____________________________________________________________________________

e. EMPLOYMENT INFORMATION

____________ Employed _____________ Self-Employed

Company's/Employer's Name ________________________________

Office Address ___________________________________________

__________________________________________________________

Designation ________________________ Office Phone No. _____________/_______

Contact Person & Address __________________________________________________

f. Nature of Business (In case if self employed)

_________________________________________________________________________

g. Relationship with the applicant _________________________________________

h. Permanent A/c No.(issued by Income Tax) _________________________________

i. Monthly Gross Income Rs. ______________

j. Monthly Net Income Rs. _______________

3. FINANCIAL STATEMENT
APPLICANT CO APPLICANT
(A) ASSETS
1. Balance in S/B A/c ______ 1. Balance in S/B A/c _______
2. L I C Policies ______ 2. LIC Policies _______
3. NSC /PPF A/c ______ 3. NSC/PPF A/c _______
4. Shares ______ 4. Shares _______
5. Gold/Jwellary ______ 5. Gold/Jwellary _______
6. Flat/Land ______ 6. Flat/Land _______
7. Vehicle ______ 7. Vehicle _______
8. Other Assets ______ 8. Other Assets _______
if any ___________ if any ________
Total
=========== =========
(B) LIABILITIES
1. Loan from Bank/F.I ______ 1. Loan from Bank/F.I ______
2. Loan from Employer ______ 2. Loan from Employer ______
3. Loan from others ______ 3. Loan from others ______
Total
=======
NETWORTH (A) - (B) = ________ ________

..3..

4. PROPERTY DETAILS

1. Nature of Property :
(Residential, non-agricultural
urban landed property, commercial
or industry property, etc.)

2. Market value of property :

3. Location :

4. Area of Property :
_____ ______
5. Tenure of Land |_____| Freehold |______| Leasehold

6. DETAILS OF BANK ACCOUNT
__________________________________________________________________________
| Applicant | Co Applicant
______________________________|______________________|____________________
| |
Bank |______________________|____________________
| |
Branch |______________________|____________________
| |
Type of A/C |______________________|____________________
| |
A/c No. |______________________|____________________

7. DETAILS OF CREDT CARDS HELD
_______________________________________________________________________
Issuing Organisation | Applicant | Co Applicant |
___________________________|______________________|___________________|
| | |
Card No. |______________________|___________________|
| | |
Credit Limit |______________________|___________________|
| | |
Date obtained |______________________|___________________|
| | |
___________________________|______________________|___________________|

8. EMPLOYMENT HISTORY (LAST 10 YEARS) OF APPLICNT/CO-APPLICANT
_______________________________________________________________________
Employer | Designation | Contact Person | Phone No. | No.of yrs
____________|_______________|__________________|____________|__________
| | | |
1. | | | |
| | | |
2. | | | |
| | | |
3. | | | |
| | | |
4. | | | |
| | | |
5. | | | |
____________|_______________|__________________|____________|_________

9. INFORMATION ABOUT RELATIVES

1. Names of Close Relatives
------------------------
1. Name : ____________________ 1. Name________________________
2. Relationship ______________ 2. Relationship ________________

3. Address : _________________ 3. Address ___________________
___________________________ _____________________________
___________________________ _____________________________
4. Phone No. _________________ 4. Phone No. ___________________

..4..
2. Names of References

1. Name ____________________ 1.Name ________________________
2. Designation _______________ 2.Designation ________________
3. Address ___________________ 3.Address _____________________
___________________________ _____________________________
___________________________ ____________________________
4. Phone No. _________________ 4.Phone No. ___________________

10. Declaration from Applicant/Co-Applicant

1. The proposed loan would be utilised by me/us for the purpose mentioned above.
2. The property offered as a security is unencumbered and is being made available with vacant possession and without any tenant.
3. The various permissions required under the law have been obtained/shall be obtained prior to disbursement of the bank loan.
4. The information given by me/us/our guarantor/s is true and cor-rect on the basis of which bank would take decision for granting or otherwise of the loan to me/us.
5. In case at any point of time hereinafter it transpires that information provided is found to be incorrect/false and/or that if it is observed that the loan to be availed by me/us is not utilised for the purpose it is lent, the bank shall be at liberty to recall the advance forthwith irrespective of the contracted terms of loan and charge me/us penal/additional interest or take any steps that may be deemed fit by the bank. I/We shall repay the entire loan with additional/penal interest and other charges if any forthwith.
6. No disciplinary action and/or case is pending against me/us in any of the courts of law in the country.
7. I/We shall execute necessary documents at my/our cost, create adequate security for the loan as desired by the bank before disbursement of the loan.
8. I/We shall furnish additional information as bank may ask from me/us from time to time.

Yours faithfully,

_____________ _____________
Signature of Signature of
Applicant Co Applicant

Place: ____________

Date : ____________
 

_____________
| Affix | PERSONAL INFORMATION - GUARANTOR 1
| Photo of |
| Guarantor | Full Name (Capital Letters Only)
| 1 | (Keep one block blank between two parts of names
| | __________________________________________________
|___________| |_|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|_|

UG G PG Residential Address (Present)
___ ___ _____ ___________________________________
Qualification|___||__| |___| ___________________________________
________ ______________ ___________________________________
Age |___|___| Yrs DOB |__|__|__|____| ___________________________________
____ ____ Phone No. ___________/_____________
Male |__| Female |__| Permanent Address
___________________________________
____ ___ ___________________________________
Married|__|Unmarried|__| ___________________________________
________ ___________________________________
No. of Dependents |___|___| ___________________________________
____ ___ Employed
|__| Resident |___| NRI Name and Address of Employer
____ ____ ___________________________________
|__| SC/ST |___| others ___________________________________
___________________________________
Self Employed Designation ________ Phone_________
Nature of Business Contact Person ____________________
Office Address P.A.N. (Issued by Income Tax)
_____________________________
_____________________________
_____________________________
Phone _______________________
__________________________________________________________________________

Gross Monthly Income _____________

Net Monthly Income _____________

Details of Bank Accounts Details of credit cards
Issuing Organisation
Bank _________________________ Card No. ___________
Branch _________________________
Type of A/c ________________________ Credit Limit Rs. _________
Account No ________________________

Position of Assets & Liabilities
--------------------------------
Assets Liabilities
------- -----------
1. LIC Policies __________ 1. Due to Bank __________
2. Deposits __________ 2. Due to Employer __________
3. Gold/Jewellery/silver __________ 3. Due to Others __________
4. NSC/PF/Shares __________ 4. Others if any __________
5. Flat/Land __________
6. Other Assets __________

========== =========

I declare that the information provided above is true and correct and binding on me. I agree to furnish documents in support of the above details. I agree to furnish you any other document that you may require.

______________________
Signature of Guarantor

INCOME (BOTH)
Profit and Loss Account and Balance Sheet for last 3 years preferably audited. If not audited, it should be certified as reflecting the true position of the business and signed by the proprietor/main partner Managing Director.
Income Tax Returns of the last 2 years together with the Income Tax Assessment Order of last year and advance tax challans of the Current year.

FOR PROPERTY

The application should bc accompanied by copies of the following documents relating to house/f1at.

i) Offer letter from the builder/promoter/vendor with full details of the property.
ii) A brief write up on the builder/promoter/vendor detailing their experience in executing projects.
iii) In the case of repair/renovation/extension, full details of the existing property, details of repairs/renovation/extension proposed to bc carried out and estimated expenses. The estimate from a architect registered with Architects Association should be accompanied.
iv) No objection letter as per draft No.1, enclosed if the house to be purchased from builder/developers.

v) No objection letter as per draft No.2, enclosed if the house is to be purchased which is in the registered co- operative housing society.

vi) If house is to be from thc builder report on title deeds of property to be obtained from bank's approved advocate. The cost the report is to be borne by the applicant and same is to be directly paid to the advocate. Thc list of approved advocates can be obtained from the branch.
vii) A Xerox copy of building plan approved by concerned local authority plus commencement or completion certificate (as applicable) or the local authority for the building with a certificate about stage of construction completed duly complied by registered architect from the builder to be produced when the house is to be purchased from the builder/developers.
Other Documents (in all cases)

One statements of personal assets and investment in UTI, NSC, NSS, PF, Shares, Flat, Property, Furniture, Gold, etc. in following format of individual applicant and guarantor with details of liabilities of recent date.

Assets

Nature of investment Original Value Present Market
Name of Company Value

1.

2.

3.

Nature and Quantum of Liability

1.

2.

3.