Indian Overseas Bank
…………………Branch
APPLICATION FOR LOAN FOR FURNISHING THE HOUSE / FLAT"HOME DÉCOR SCHEME"

I hereby apply for a loan of Rs…………….. repayable in ………….. monthly instalments for the purpose of Furnishing my House / Flat. I confirm having read the terms and conditions of the above scheme and agree to abide by the same. I give below the particulars about me which are true and correct and I have not with held any information that may be vital for the sanction of the loan applied for by me.
First Name / Middle Name / Last Name
1. Name of the applicant : ………………………………………………………………………………………
2. Age : ………………Years Date of Birth…………………….
3. If married number of children & other dependants: …………………………………..
4. Residential address: Present address Permanent address
……………………………………………………………………………………………..
……………………………………………………………………………………………..
……………………………………………………………………………………………..
5. Phone Number :………………………………… E-mail ID: …………………………………………………
6. Passport Number: ……………………… I.T. PAN : ………………….. Voters ID No.:…………………….
7. Employment Particulars:
Name of Employer: ……………………………………………. Designation…………………………..
Date of Joining:…………………Date of retirement…………….Whether confirmed in service:……………
Office address:………………………………………………………………………………………………….
8. Salary Particulars: Gross Salary: Rs……………… Deductions: Rs……………..Net Salary: Rs…………….
(Salary certificate from employer is to be attached)
9. Any other income (proof to be attached): Rs.………………
10. If the applicant is a professional / in trade / business:
Line of activity:……………………………….. Period in activity:………..…………Years
Passport size
Photo of applicant
11. Details of present assets and liabilities (assets such as Insurance policies, NSC immovable property etc & borrowings from banks and others: Details of assets
Nature of asset Location/details Market value Whether encumbered
Details of liabilities:
Borrowed from Purpose of loan Amount of loan Present outstanding
12. Details of Guarantees given: To whom given:……………………………………………………………….
Name of the Principal debtor:…………………………………… Amount of Guarantee: Rs……………….
13. Details of furnishings/equipment to be purchased:
(list of items with cost of each item to be attached)
14. Details of house/flat which is proposed to be furnished:
Location and address:
Survey Number:……………………….. Plot/Door number: ……………………………
Street name: ………………………………… Village: …………………….. Taluk: ……………………….
District: …………………………………… State:…………………………… PINCode: ………………….
Total area of the plot: ………………Built in area: ……………..Plinth area in the case of flat:……………
Age of the house / flat:……………………. years
15. Whether the house/flat is free of any encumbrance:
If encumbered, name of the Bank financed: ……………………….Amount borrowed: Rs. ……………….
Balance outstanding in the loan: Rs……………………
16. Details of Guarantor: Name of the guarantor: ………………………………………………………………..
Address: ………………………………………………………………………………Phone No:…………….
E-mail ID: …………………. IT PAN:…………………Voters ID:…………….Passport No:……………….
Employment/profession:…………………………Monthly income: Rs……………….(proof to be attached)
Details of assets and liabilities of Guarantor:
Nature of asset Market value Borrowings from Amount of loan
17. How the cost is going to be met:
Total estimated cost of furnishing: Rs. …………………
(estimate /quotation from reputed dealer to be obtained)
Margin money to be brought in by applicant: Rs. ……………….
(Source of margin money with proof to be indicated)
Loan amount required: Rs…………………….. Repayment period required:…………………………
Signature of the applicant
Place:
Date: