IDBI Bank’s ultra flexible home loan.
HOME LOAN APPLICATION FORM

LIST OF DOCUMENT (KYC & INCOME RELATED DOCUMENTS)
Practice Certificate.
Salary Certificate (in case of doctors having
salaried income.
Copy of Educational Qualification Certificate.
Copy of Advance Tax paid / self assessment tax
paid Challan.
Details of Contract (if applicable).
Copy of Tax Deduction certificate / Form - 16A
(if applicable).
Copy of the Partnership Deed (if Applicable),
letter of authority to borrow (If applicable).
Brief Business Profile on the Letter Head of the
firm by the applicant.(State how large is the
client in his business in the city, location,
infrastructure, Area in sq ft of the business
premises, Customer segmentation, brands
sold, Average margins, Expansion plans,
future prospects etc.).
Processing fee cheque.
Educational qualification certificate.
Loan application form duly filled-in along
with photographs.
Other Mandatory
Documents
Last 6 months Bank statement.
School leaving certificate.
Passport.
Driving License.
Voter's Id card.
Birth certificate by Local authority.
LIC policy or certificate issued by the Gram Panchayat
(Talati/or any authorized person).
Photograph and any one of the following:
Passport.
Driving license.
PAN card.
Photo credit card (with embossed signature).
& last 2 months statements.
Employee ID card (Salaried).
Bankers sign verification.
Election Card.
Aadhaar Card.
Letter from a recognized public authority or public
servant verifying the identity and residence of the
customer to the satisfaction of bank.
Confirmation letter from employer/Other bank (Subject
to Satisfaction of the bank).
Passport.
Latest electricity or telephone bill
(Accepted if issue by Govt. or reputed companies).
Title Deed of the property.
Latest house lease agreement duly stamped.
Driving license.
Aadhaar Card.
Election ID card.
Photo credit card (With last 2 months statement).
Latest copy of LIC Insurance policy or premium Receipt.
Bank account statement or passbook.
(First page & page bearing latest transactions).
Employer letter certifying current mailing address.
(Salary Savings Account).
Employee ID card (Only for salary account).
PAN Card.
Passport.
Bankers Verification.
Photo ID Credit Card.
Self Signed Cheque.
Last 1 year form-16/IT returns for last 2 years supported
by appointment letter/employed certificate.
Salary slip for the last 3 months / Salary Certificate(If
variable components like Over Time and Incentives are
reflected then salary slips for the past 6 months are
required).
Company Profile if it is lesser known organization.
Educational qualification certificate.
Processing fee cheque.
Loan application form duly filled-in along with.
photographs.
Bank Statement for the last 1 year for the Savings
Account & Current Account.
Running CC limit/OD Limit statement for last 6
months.
Copy of either Shop & Establishment License / VAT
Registration or any other mandatory license /
registration.
Copy of last 3 years Income Tax Returns of the
applicant along with computation of income duly
attested by a Chartered Accountant.
Copy of last 3 Years Balance Sheet and Profit & Loss
Account of the firm duly attested by a Chartered
Accountant. Along with the all schedules).
Self-declaration proprietorship (If applicable).
Partnership Deed.
MOA, AOA, Certificate of registration, business
commencement certification (If applicable).
Letter of authority to borrow/Board resolution to
borrow. (If applicable).
Copy of Tax Deduction certificate / Form - 16A
(if applicable).
Brief Business Profile on the Letter Head of the firm
by the applicant. (State how large is the client in his business in the city, location, infrastructure, Area in sq ft of the business premises, Customer segmentation,
brands sold, Average margins, Expansion plans, future prospects etc).
Processing fee cheque.
Educational qualification certificate.
Loan application form duly filled-in along with
photographs.
Loan for Insurance premium: Property Insurance

All documents mentioned above have to be self attested by the customer as true copy. All the documents have to be verified with the original & certified as verified with original by the Bank
official. In addition to the above, all legal and technical documents pertaining to the property, which is proposed to be mortgaged with the bank are also to be submitted. The list of these
documents may be obtained from the RAC. The above is only an indicative list and the Bank reserves the right to ask for further documents, if required.
Banking History Bank Statement for the last 1 year for the Savings Account & Current Account.
Running CC limit/OD Limit statement for last 6 months.
Business proof Same Parameters Salaried Self-Employed (Businessmen) Self-Employed (Professional)
Age Proof
(Any one document)
Same Same
Identity Proof Same Same
Address Proof Same Same
Signature Proof Same Same
Income Proof Same

LOAN APPLICATION FORM
Purchase Renovation Loan Type: L oan for Construction Improvement Takeover Plot Loan Against Property
The Branch Head / Center Head
IDBI Bank Limited.
__________________________Branch
I/we request that a loan of ` Rupees (In words)
INSTRUCTIONS (Please read carefully)
Please write or type in BLOCK LETTERS
All details must be filled in. If not applicable please write N.A.
In order to ensure faster processing, applicants should ensure that the
application is complete in every respect and all the required documents are
submitted with this application
Please take photocopies of all documents that are submitted to IDBI Bank
(Including this application form) for your personal record.
IDBI Bank reserves the right to reject any application at any stage without
assigning any reason.
Tick R whichever is applicable.
APPLICANT CO-APPLICANT
Please paste
Passport Size,
Latest, Color Photo and Sign Across
Please paste Passport Size,
Latest, Color Photo and Sign Across
Application No.
Branch Code
Associate Code
MANDATORY
only may be granted to me against the security of mortgage of property and such other securities as may be required by the Bank. Necessary
particulars for consideration of this application are given below:
Qualification
No. of Direct Dependents
PERSONAL AND EMPLOYMENT DETAILS
APPLICANT CO-APPLICANT
Name
Date of Birth
First Name :
Relationship with applicant :
(dd/mm/yy) A g e :
First Name :
Middle name : Middle name :
Surname : Surname :
(dd/mm/yy) A g e :
Mr. Mrs. Ms.
Father’s Name Mr. Mr.
Residential Status Resident Indian NRI PIO
Permanent Residential Address
Current Residential Address
Pin Pin
Pin Pin
Same as applicant
Marital Status Single Married Divorced Widow
E-mail ID
Phone No. (R) (Mb) (R) (Mb)
Residence Type: Flat Chawl Bungalow Independent House Others
Residence: Owned Rented Co. Provided Parental / Spouse No. of years at Current residence:
Caste: Gen SC ST OBC Minority O t h e r s
Location: Rural Semi urban Urban Metro Community/Religion: ______________________________
Mr. Mrs. Ms.
Resident Indian NRI PIO
Single Married Divorced Widow
Graduate Post Graduate Matriculate
Diploma Others __________________
Children Other
Graduate Post Graduate Matriculate
Diploma Others __________________
Children Other
Life Insurance

12687

FINANCIAL DETAILS
APPLICANT CO-APPLICANT
INCOME
PAN NUMBER
VALUE VALUE
Gross Monthly Income
Net Monthly Take Home
Other Income (specify sources)
Average monthly expenses
Monthly Installments you can pay

ASSETS
1. Property and other Assets
2. Motor Vehicles
3. Fixed Deposit (if any)
4. Current balance in PPF
5. Current balance in PF (Y our Share)
6. Other Investments (Bonds/ Securities)
7. Sum assured of Insurance Policy

LIABILITIES: Name & address of Balance Balance Balance Balance
institution from whom loan has Outstanding Term
EMI
Outstanding Term
been availed with purpose of loan (`) (Months) (`) (`) (Months) EMI (`)
1.
2.
3.
Total Liabilities ` `
Total Work Experience
Communication Address
Vehicles Used Presently: Car Two-Wheeler No. of Vehicles: One Two More Vehicle: Owned Co. Provided Financed
Current Residential Address Permanent Residential Address Office Address Co-applicants current address
Yrs. Months Yrs. Months
Previous Employment/Business
details (if less than two years in
current Employment / Business)
Pin Tel. Pin Tel.
Employed Since
No. of years in present service
Website Address Department &
Employment No.
Designation for
Salaried Applicant
Office Phone No. Ext Fax Ext Fax
Yrs. Months. Years to Retirement Yrs. Yrs. Months. Years to Retirement Yrs.
Occupation
Pin Pin
Name of Employer / Business
Office Address (Present)
Employed Professional Business Employed Professional Business
Employed Since
(If you have A/c. in IDBI Bank please furnish the details)
BANK ACCOUNT DETAILS* (Preferably Salary Credit A/c. if more than one A/c.)
Name of Account Holder Name of Bank Branch Current/ Account No. (s) Operations Avg. Bal.
Address Saving Account for (yrs.) (`)
1.
2.
3.
PAN No.: GIR No.:
Applicant Co-applicant
Name of the Issuer Credit Card Number / C.C. Limit Credit Card Number / C.C. Limit
1.
2.
CREDIT CARD DETAILS
LOAN DETAILS
Loan amount sought :
Term of Loan :
Payment Method (Please select the mode of repayment convenient to you)
`
Years
Standing Instructions* ECS
DETAILS OF PROPERTY(TO BE PURCHASED/CONSTRUCTED/EXTENDED /IMPROVED)
Property address (As per Agreement to sale/Sale deed)
Stage of Construction Completed Under Construction
If under construction : Expected date of possession
Percentage of work completed
Nearest Landmark
Pin
Area of Land
Area of Flat
Property Type Freehold Leasehold
Ownership Type Sole Joint
Present Owner
Proposed Owner’s Name :
Name 1 :
Name 2 :

FUNDING DETAILS
Total
Amount already paid
Balance amount required
Sources for balance requirements :

IDBI Bank Loan (Proposed)
Savings from banks
PF refundable / non-refundable
Disposal of investments / assets
Other (specify)
ESTIMATED REQUIREMENT OF FUNDS ESTIMATED SOURCES OF FUNDS
Purchase price (agreement value) / Construction Cost
/ Land Cost / Extention Cost / Improvement Cost
(Please strike out whatever is not applicable)
In case of Purchase, also specify,
Cost
Total Funds Required
Registration Cost
Service Tax
Any Other Charges
Stamp Duty
(Please specify)
(*Only for IDBI Bank A/c Holder)
Credit facility applied for `________________.
Rate of Interest-BR+_________________% p.a. Fixed or Floating
Manner of Charging Interest (Monthly/Quarterly/H.yrly/Annual)
Additional & Penal interest rates________________% p.a.
Processing Fees & Other Charges ` _____________.
Schedule of charges: Please visit / Login to our Bank website or
visit nearest Branch / RAC for more details.
Signature of Applicant
Date: / /
Signature of Co-applicant
Date:
Place: Place:

“NO CASH PAID”
For Office Use Signature & Date
DECLARATION:
I/We declare that all the particulars and information given in the application form are true, correct and complete and updated in all respects and
I/We have not withheld any information and that they shall form the basis of any loan on IDBI Bank may decide to grant me/us. I/We confirm that
there are no insolvency proceedings against me/us nor have I/We ever been adjudicated insolvent and further confirm that I/We have read the
brochure, terms and conditions applicable to this loan and understood the contents. I/We understand and agree that the processing fees and
administrative fees are non refundable and my/our application being rejected by the Company for any reason whatsover, or the same being
withdrawn by me, I/We shall not be entitled for refund of the same either in part or in full. I am/We are aware that the repayments are by way of
Equated Monthly Installments (EMIs) comprising principal and interest and are calculated on the basis of monthly interests. I/We also undertake
to authorise my/our employer(s) to deduct EMIs from my/our salary and remit the same to IDBI Bank directly every month. I/We also undertake to
inform IDBI Bank regarding changes in my/our occupation/employment and to provide any further information that the company may require.
I/We further agree that my/our loan shall be governed by the terms and conditions of IDBI Bank that are in force and may be amended by the
company from time to time. I/We shall not hold IDBI Bank responsible for the quality of construction, delay in completion of construction, change
in specification and delivery of the property for which the loan is applied for. I/We further agree that the Company is its sole discretion may reject
my application without providing any reasons, and that I/We reserve no right to appeal against this decision of the company. I/We confirm having
read the terms and conditions governing the loans from IDBI Bank I am/We are applying for a loan to acquire the property for own use and not for
speculative purpose. I am/We are citizen(s) of India. I/We shall advise you in writing of any changes in my/our resident status. “I/we have read,
understood and acknowledge and agree that IDBI Bank may refer my/our name to credit referencing agency/ies and/or make such references
and enquiries as the company may consider necessary. I/We hereby authorize to disclose such information relating to my/our credit facility to
such parties as deemed necessary at the sole discretion of the Company. Further, I/We have read, understood, acknowledge and agree that a
request and demand from any authority under the statutory law will be mandatorily complied with by the company.”
DETAILS OF REFERENCES
Reference 1
Name
Occupation
Tel. No.
Mobile No.
Address
Reference 2
Name
Occupation
Tel. No.
Mobile No.
Address
Application No.
Application Receipt date:
IDBI Bank Limited
Branch _____________________________
ACKNOWLEDGEMENT OF LOAN APPLICATION
To,
Your Loan Application dated: - _______________________________
Dear Sir,
We acknowledge receipt of your application for Loan of `_______________ on_______________________. The application is being taken up for
processing. We shall get in touch with you shortly for any further information, if required, in this regard and shall communicate disposal of the
application in due course.
Yours Faithfully,
Branch Manager/ RAC Center Head
(Name & Designation)
1) Processing of application is subject to submission of all necessary information/documents required for processing the application.
2) Sanction of loan is subject to conformity with Bank's policy and procedures and is an entirely at Bank's discretion.
3) You may please contact the Branch Manager/ RAC Center Head giving the above application no. and date of receipt for any further information/clarifications.
NOTE:
IDBI Bank Limited
Branch _____________________________ COUNTERFOIL FOR ACKNOWLEDGEMENT ISSUED
Acknowledgement issued to Mr./Mrs./Ms.________________________________________________________________________ for his/her/their
loan application dated _________________ with application No. _______________ dated_______________.
Signature of the Applicant
Branch Manager/ RAC Center Head
(Name & Designation)
OUR OTHER RETAIL LOAN PRODUCTS
AUTO LOAN
Add wheels to your dream.
EDUCATION LOAN
Knowledge is power
HOME LOAN INTEREST SAVER
LOAN AGAINST PROPERTY
Realise the true value of your property
IDBI BANK OFFERS THE FOLLOWING PRODUCTS AND SERVICES
Savings Account
Current Account
Fixed & Floating Term Deposits
Recurring Deposits
NRI Services
International Debit Card
Preferred Banking
Gift Card
World/Global Currency Card
Magic Card
Locker Facility
Special Accounts for Kids/ Youth/Women/ Salaried/ Senior Citizen
Capital Gains Account Scheme
Capital Market Products
IDBI Bank Limited, Regd. Office: IDBI Tower, WTC Complex, Cuffe Parade, Mumbai – 400 005.
Toll Free Numbers reachable from any landline/Mobile phones: 1800-200-1947/ 1800-22-1070, Non- Toll Free Number: 022-66937000.
Visit us: www.idbi.com
#Online loan application facility available for Home Loan, Auto Loan & Education Loan. Please visit www.idbi.com for the same.