Part-I
LOAN APPLICATION FORM
(Basic Information common to all Schemes)
To,
THE BRANCH MANAGER
CENTRAL BANK OF INDIA
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I/We request for a loan of Rs.________________ under ___________________ Scheme for the purpose ________________________________________________________.
I/We furnish our particulars as below.
APPLICANT JOINT-APPLICANT
NAME (in block letters)
PAN Number
Fathers/Husbands Name
Relationship with
Co-Applicant / Applicant
Residential Address
Present Address:
Period of stay at the above Address
Tel No.:
Mobile No.:
E Mail :
Permanent Address:
Tel No.:
E Mail:
Residentail Status Resident/Non Resident Resident/Non Resident
AGE
DATE OF BIRTH
SEX
MALE / FEMALE MALE / FEMALE
MARITAL STATUS
MARRIED/UNMARRIED
MARRIED/UNMARRIED
You belong to:
SC/ST/OBC/GEN/Minority
SC/ST/OBC/GEN/Minority
No of Dependants Children
Others Children
Others
Educational/Professional
Qualification
DETAILS OF OCCUPATION / PROFESSION / BUSINESS
PARTICULARS
Name of Employer/
Nature of Business/Profession
Address with telephone number of Employer /Business/Profession
If employed Designation and Employee number
No of years in present occupation/Business/profession
Length of service
Date of Retirement
INCOME STATEMENT
Gross salary/Income per month (salary sheet / I.T. Return, form No.16 attached)
Deductions Income Tax
Professional Tax
Provident Fund
Insurance Premium
Other statutory deductions
Net Salary / Income p.m.
Other Income if any
(Proof Attached)
DETAILS OF BANK ACCOUNTS
Name of the Bank/Branch
Type/s of the Account
Account Number/s
Since When
Average credit balance for last 6 months
DETAILS OF EXISTING LOAN FROM CENTRAL BANK/OTHER BANKS
Name of Bank/Branch
Type of Loan Availed
Amount of loan Availed
Present outstanding
Security Offered
Repayment Plan
Amount of Default if any
DETAILS OF OTHER LIABILITIES
Loans from Employer.
Loans from friends/liabilities.
Materials/Assets purchased from the seller on credit.
Other liabilities.
IF CREDIT CARD HOLDER/S DETAILS OF CREDIT CARD/S
Name of Issuing Bank/Agency
Credit Card number
Expiry Date
Credit Limit
Present O/S Amount
DETAILS OF ASSETS
Cash
Deposits with Bank
Immovable assets/Properties
With address & value
Movable assets
Investments (Specify each)
Others
(Please specify)
TOTAL
DETAILS OF COLLATERAL SECURITY OFFERED:
Description of Property
(With full Postal Address) Owner of the Property Value of Property
DETAILS OF COLLATERAL SECURITY OTHER THAN PROPERTY
GUARANTOR/S:(Attach Guarantor’s Consent letter)
Name Guarantor-I Guarantor-II Guarantor-III
Address
Occupation
Net worth
Amount of guarantees already given
PROPOSED PERIOD OF REPAYMENT
I/we declare that all the particulars and information given in the application /annexure are true, accurate, complete and up to date in all respects and I/We have not withheld any information and same shall form the basis of the loan Central Bank of India may consider to me/us. Bank is at liberty to take any such action as it may deem fit if my/our statements are found to be untrue. I/We confirm that the funds will not be used for speculative/illegal or anti social purposes. I/We confirm that I/we had no insolvency proceedings against me/us nor have I/We ever been adjudicated insolvent. I/We agree that my/our loan shall be governed by rule of Central Bank of India, which may be in force from time to time. The Central Bank of India reserves the right to reject the loan application without providing any reason. I/We authorize Central Bank of India or its agents to make references and enquiries relative to the information in the application which Central Bank of India consider necessary. I/We undertake to inform Central Bank of India regarding change in my/our residence/employment and to provide any further information that the bank may require. I/we understand that certain particulars given by me/us are required by the operational guidelines governing Banking Companies. I/we authorize Central Bank of India to exchange, share, or part with all the information relating to my/our loan details/repayment history / information to other Central Bank branches / Banks / Financial Institutions / RBI / CIBIL / Credit Bureau / Agencies / Statutory Bodies as may be required and shall not hold Central Bank of India or/& its agents liable for use of this information. Central bank of India reserves the right to retain the photographs & documents submitted with this application and will not return the same to the applicant/s. I/We also declare that I am/we are not related to any director of the bank or any other Bank. I/We confirm that I/We have not defaulted in repayment of loan taken from your bank/other banks nor entered in to compromise settlement as borrower/guarantor.
Place: Signature of the Applicant
Date: Signature of the Joint-Applicant