LOANS FOR CONSTRUCTION AND RUNNING OF STORAGE FACILITY

Loan Application Form

(To be utilized for exposure to farmers/ group of farmers or for exposure upto Rs.10 lakh) (for all other exposures, please be guided by nearest branch)
BRANCH________________________
Application No. _____________________ Year __________________
The Branch Head
IDBI ltd
_________________
Dear Sir,
I/ We hereby apply for a loan of
Rs.......................(Rupees..................................
............................. Only) and furnish below the necessary particulars.
1. Purpose of Loan (Mention
with or without subsidy)
2. Name of the Applicant (add sheets for additional co-applicants)
3. Address of applicant & Resident since
4. Nature of activity
5. Age and Gender (for non individuals, give details of partners/ directors)
6. Whether SC/ ST/ OBC/ Physically Handicapped/ Minorities/ Weaker Sections/ Ex-Servicemen/ Resident of J&K or North East/Others (for non individuals, give details ofpartners/ directors)
7. Established in (for non individuals)
8. Constitution
9. Details of relationships with IDBI, if any
10. Key Person (in case of non individuals)
11. Group Affiliation (in case of non individuals)
12. Current bank details
13. Limits with other banks/ financial/ informal lending institutions
Name of bank/Nature of Limit, if any Balance o/s
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LOANS FOR CONSTRUCTION AND RUNNING OF STORAGE FACILITY
financial/ informal lending institution relationship
14. Background/ profile of borrower
15. Particulars of Land Holding Village
Total acres Land revenue(Rs.)
Total irrigated acres
Sources of irrigation
Value of total acres(Rs. Lakh)
16. Basis for request of limits (enclose copies/ separate sheets, if required)
a. Location of the area in which Storage facility is proposed/ Established
Name of Target Commodity
Survey/ Khasra No
b. Project Details (includemeans of finance, use of funds, assumptions, cash flow analysis, etc. – use separate sheet if required)
c. Income from agriculture in Rs. Lakh (for individual/group of farmers)
SY (–2)
SY (–1)
SY (0)
SY (1)
..
SY (n)
Annual gross farm income (a)
Expenses (b)
Annual net farm income
(c)=(a)-(b)
Income from allied activities
Income from project
c. Performance & financial indicators (for non individuals)
FY (–2)
FY (–1)
FY (0)
FY (1)
..
FY (n)
Net sales
Gross Profit
Net Margin
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LOANS FOR CONSTRUCTION AND RUNNING OF STORAGE FACILITY
Details of Co-obligants/ Guarantor/s (separate sheet for each guarantor)
III. Address
Sl.No.
Name with Surname
Age
Father’s
Name
Occupation
Full Address with Name of Village/P.O./Tq./Dist./Pin Code
IV. Assets Owned(Amount in Rs.)
Details Location
(Specify Door
No. Sy.No.etc.)
Purchase Price(Rs.)
PresentMarket Value(Rs.)
Annual Income(Rs.)
V. Liabilities (both direct and indirect) (Amount in Rs.)
Borrowed from Purpose Amount
Availed Present Liability
Amount Overdue Security
Name of the Borrower in case of indirect liability
VI.
Net worth of Co-obligant/Guarantor [II-III] Rs._________
I/We offer to stand as Co-obligant/ Guarantor/s for the credit facilities to be extended to _________________________.
We certify that all the information furnished by me/us may also be exchanged by you with any agency you may deem fit, and that you, your representatives, representative of Reserve Bank of India or any other agency as authorized by you, at any time.
Place:
Date: Signature of Co-obligant/Guarantor/s
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LOANS FOR CONSTRUCTION AND RUNNING OF STORAGE FACILITY
FLOW CHART
Sr.
No.
Particulars
Date of
Receipt
Date of final
compliance
received
Date of
submission to
next
Delegated
Authority
Comments, if
any, regarding time taken*
1.
At Delegated
Authority 1
2.
At Delegated
Authority 2
3.
At Delegated
Authority 3
X--------------------------------Cut Here----------------------------------X
ACKNOWLEDGEMENT
Received the Loan Application from Shri/
Smt.________________________________________
R/o ____________________________on____________________________ for the
purpose of ________________________________For IDBI Ltd.
Place:
Date: Delegated
Authority
1
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