PROPOSAL FORM FOR INDIVIDUAL PERSONAL ACCIDENT INSURANCE
(For Sum insured exceeding Rs.1 lakh)
1. (a) Name of the Proposer :
(b) Name of the Insured Person :
b (c) Relation between the proposer and the Insured Person:
c
2. Residential Address / Permanent Address :
3. Address for Correspondence :
4. (a) Profession; Occupation, Trade or Business :
(Please describe fully with nature of duties)
(b) Are you primarily engaged in administrative.
(c) Does your occupation requires
d (d) Do you engage in
i) Racing on wheels or Horseback
ii) Big game hunting
iii) Mountaineering
iv) Winter sports, skiing or ice hockey
v) Ballooning or poto or Sports of similar nature
(e)What is your average monthly income from
i) Gainful Employment Rs. . . . .
ii) Other sources Rs. . . . .
Total: Rs. . . .
5. Date of Birth . . . . . . . . . .Height . . . . . . .Meters. Weight . . . . . .Kgs.
6. Have you suffered or do ;you suffer from:
(Full particulars must be given in case the
answer is 'Yes' to any of the following queries)
Any physical defect or infirmity
(a) Gout or Arthritis or Diabetes, Paralysis.
Fits or any kind or any other chronic disease.
(b) Any other disability
7. (a) Have you ever proposed for Accident
and / or Life Insurance
(b) If so, give name of each Company and
amount of Insurance
(c) Has any Company
i) declined to issued a policy to you?
ii) Declined to continue your Insurance.
iii) Not invited the renewal of your Policy?
iv) Imposed any restriction or special conditions?
If so, give names and address of each Company in
Respect of i), ii), iii) and iv) above.
(d) Is this insurance to be additional i. Name of Co. . . . . .
to any other Accident Policy or ii. Sum insured . . . . . .
Employee Scheme: If so give particulars iii. Policy No. . . . . ..
of all other policies.
8. Have your ever claimed / received compensation
under any Accident Policy?
If so, give full particulars, name of insurer, amount
and dates.
9. Please indicate Premium
a) Capital Sum Insured Rs. . . . . . . .
b) Table of cover Benefit (1) to i.e.
Table . . . . . . . . .
c) Period of Insurance From . . . . . . . .To . . . . . . .
10. Do you wish to obtain cover against additional
Risks mentioned under extension cover? If yes,
Specify which
11. FAMILY PACKAGE COVER:
A. INSURED PERSONS:
Members of the family Age Profession/ Annual CSI Table of
To be covered other Occupation Income Benefits
Than insured)
1. Name of Spouse
2. Name of children
1.
2.
3.
B. MEDICAL EXPENSES
(due to accident) to be covered: Yes / No
___________________________________________________________________________________
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I declare that the above answers are true to the best of my knowledge and belief, that I have disclosed
all particulars affecting assessment of the risk. I agree that this proposal and declaration shall be the
basis of the contract between me and this Company.
Place: Proposer's Signature
Date: Signature of the person
To be insured
ASSIGNMENT:
I . . . . . . . . . . . . . . . . . . do hereby assign the monies payable by the M/s . . . . . . . . .Insurance Co. Ltd.,
in the event of my death to . . . . . . . . . . . . . .(Name & Relationship to the Insured) and I further declare
that his / her / their receipt shall be sufficient discharge to the Company.
Dated this . . . . . . . . . .. . .day of . . . . . . . . .200 . . . . . . at . . . . . . . . .
WITNESS: 1. Name & Address: Signature / s
Signature of the Policy holder
PROHIBITION OF REBATES
The following is the copy of Section 41 of the Insurance Act, 1938:
1. No person shall allow or offer to allow either directly or indirectly as an inducement to any person
to take out or renew or continue an insurance in respect of any kind or risk relating to lives or
property in India any rebate of the whole or part of commission payable or any rebate or the
premium shown on the policy nor shall any person taking out or renewing continuing a policy
except any rebate as may be allowed in accordance with the published prospectuses or tables of the
insurer.
2. Any person making default in complying with the provisions of this Section shall be punishable
with fine which may extend to five hundred rupees.