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Unified Payments Interface

Updated on Friday, 22 October 2021 - 11:26am
All India Number(s): 
  • 011-2430 1851
Website: 
http://cashlessindia.gov.in/upi.html

UPI

Unified Payments Interface (UPI) is a system that powers multiple bank
accounts into a single mobile application (of any participating bank).

How to get it:

  1. Bank a/c
  2. Mobile number should be linked with bank a/c
  3. Smart Phone with internet facility
  4. Debit Card for re-setting MPIN.

Services Offered:

  1. Balance Enquiry
  2. Transaction History
  3. Send / Pay Money
    1. Virtual Address
    2. A/c no. & IFSC code
    3. Mobile no. and MMID
    4. Aadhaar (to be made functional)
  4.  Collect Money
    1. Virtual Address
  5.  Add bank account
  6.  Change / Set MPIN
  7.  Notifications
  8. A/c Management

Service Activation:

  1. Download the App for UPI
  2. Do registration online on the App with a/c details
  3. Create a virtual ID
  4. Set MPIN
  5. 5-7 minutes
  1. NIL to customer by most Banks
  2. Customer pays for data charges

Funds Transfer limit:

  1. 1 lakh / transaction

The transaction costs are based on available information and may vary based on banks.

List Of Banks Providing USSD Mobile Banking Service

S. No. Bank Name First 4 Letters of IFSC Bank Short Code Multimodal Codes
1 Abhyudaya Co-op Bank ABHY ACB *99*87#
2 Allahabad Bank ALLA ALB *99*54#
3 Andhra Bank ANDB ANB *99*59#
4 Apna Sahakari Bank ASBL APN *99*85#
5 Axis Bank UTIB AXB *99*45#
6 Bank of Baroda BARB BOB *99*48#
7 Bank of India BKID BOI *99*47#
8 Bank of Maharashtra MAHB BOM *99*61#
9 Bhartiya Mahila Bank BMBL BMB *99*86#
10 Canara Bank CNRB CNB *99*46#
11 Central Bank of India CBIN CBI *99*51#
12 Corporation Bank CORP CRB *99*57#
13 DCB Bank DCBL DCB *99*65#
14 Dena Bank BKDN DNB *99*78#
15 Federal Bank FDRL FBL *99*72#
16 Gujarat State Co-op Bank GSCB GSC *99*90#
17 Hasti Co-op Bank HCBL HCB *99*89#
18 HDFC Bank HDFC HDF *99*43#
19 ICICI Bank ICICI ICI *99*44#
20 IDBI Bank IBKL IDB *99*49#
21 Indian Bank IDIB INB *99*58#
22 Indian Overseas Bank IOBA IOB *99*52#
23 IndusInd Bank INDB IIB *99*69#
24 Janata Sahakari Bank JSBP JSB *99*81#
25 Karnataka Bank KARB KTB *99*76#
26 Karur Vysya Bank KVBL KVB *99*75#
27 Kotak Mahindra Bank KKBK KMB *99*68#
28 Mehsana Urban Co-op Bank MSNU MUC *99*82#
29 Nainital Bank NTBL NTB *99*80#
30 NKGSB Co-op Bank NKGS NGB *99*83#
31 Oriental Bank of Commerce ORBC OBC *99*53#
32 Punjab & Sind Bank PSIB PSB *99*71#
33 Punjab National Bank PUNB PNB *99*42#
34 Punjab and Maharashtra Co-op Bank PMCB PMC *99*88#
35 RBL Bank RATN RBL *99*79#
36 Saraswat Bank SRCB SRC *99*84#
37 State Bank of Bikaner & Jaipur SBBJ SBJ *99*70#
38 State Bank of Hyderabad SBHY SBH *99*60#

Comments

Wed, 02/11/2022 - 9:49am — Surendra Singh Charan Anonymous (not verified)

Account deducted but service not received from merchant

Money has been deducted from my account but no service has been provided to me by the merchant, I am very sad 20 October 2022.

Thu, 19/09/2019 - 12:24pm — Biki Sarkar (not verified)

Account Deducated

kindly sort my account refund as soon as possible my account was deducted but the account holder don't recived any money from last night 9:30 pm to present time. so kindly look to solve my problem as soon as possible.
tkank you..

Sat, 13/07/2019 - 6:24pm — A AKABO SHOHE (not verified)

Account Deducted

Kindly sort my account refund as soon as possible. My account was deducted but the recharge of my jio number was not received. So kindly look into the matter as soon as possible.
Thank you.