Indian Overseas Bank
………………….Branch

APPLICATION FOR LOAN UNDER ALANKAAR SCHEME
(Loan to women for purchase of jewelry)
To
The Manager
Indian Overseas Bank
………………….Branch

Dear Sir,
I apply for a loan of Rs. (Rupees………………………………….only) under IOB's
Alankaar scheme, repayable in……….. equated monthly instalments. I furnish below my personal
particulars:
1. Name of the applicant/s 1. Mrs./Miss
2.
2. Father/Husband's name
3. Age of the applicant/s
4. Address Office
Residence
5. Phone No. Office:
Residence:
6. Identification documents Voters ID No.
Passport Number
Pan Number:
Driving Licence No.
6. Occupation Service ı Professional ı Self-employed
ı Housewife
7. If in service, name of the
employer
8. Position held
9. Number of years of service
Monthly salary
Gross: Rs………………..Net :Rs……………..
10. If in business or Professional or
Self- Employed person, line of
activity
11. Number of years in the field
12. Annual income Rs………………
13. Name of husband
Nature of employment /
profession / business of
husband
Income of husband / p.m.
Mr……………………
Rs……………….
14. Details of bank accounts:
(with IOB & other banks)
2….
Photo
.2.
15 Purpose of loan
Details of jewelry to be
purchased
Name of the shop from whom to
be purchased
Total cost of the jewels
16 Amount of loan required
17 Margin to be brought in by
applicant
18 Repayment period required
19 Details of collateral security
(NSC, Life policies etc)
Type of security Value
I/we hereby confirm having read the terms and conditions for the above scheme and agree to abide by the same. I/we confirm that the particulars given above are true and correct and I/we have not withheld any information that may be vital for sanction of the loan applied for by me/us. I/we confirm that the loan amount will be utilised for the purpose stated and not for any speculative or anti social purpose. I/we confirm that I/we have not been declared insolvent or any insolvency proceedings are initiated against me/us. I/we agree that the Bank may make any references and enquiries in respect of this loan application, as may be deemed necessary. I/we agree that sanction of the loan is at the sole discretion of the Bank and shall be governed by the rules of the Bank in force. I/we will execute necessary security documents as per Bank requirement before availing the loan. I/we also understand that the Bank has the right to recall the loan if they are not used for the stated purpose.
CIBIL Disclosure Requirement
I/we hereby agree and give consent for the disclosure by Indian Overseas Bank of all or any such information and data relating to me/us, the information and data relating to my/our obligation in any credit facility granted/to be granted, by the Bank and guaranteed to me/us as a guarantor and default if any, committed by me/us in discharge of my/our obligation, as the Bank may deem appropriate and necessary, to disclose and furnish to Credit Information Bureau (India) Ltd and any other agency authorised in this behalf by Reserve Bank of India.
I/we declare that the information and data furnished by me/us to Indian Overseas Bank are true and correct.
I/we undertake that the Credit Information Bureau (India) Ltd. and any other agency so authorised may use, process the said information and data disclosed by the Bank in any manner as deemed fit by them;
and the Credit Information Bureau (India) Ltd and any other agency so authorised may furnish for consideration, the processed information and data or products thereof prepared by them, to banks/financial institutions and other credit grantors or registered uses as may be specified by the Reserve Bank of India in this behalf.
Station: Signature of the applicant(s)
Date: