UCOBANK ____________Branch

APPLICATION FORM FOR UCOGOLD CARD FOR EXPORTERS

1.1
Name of the Unit (In block letters)
1.2
Constitution (Please strike out which are not applicable)
Proprietary/Partnership Firm /Private Limited/ Public Limited Company/Co-operative Society
1.3
Name of the business house/group (of any )
2.1 2.2
Registration No. (as given by the District Industries Centre/Directorate of Industries) IEC No.
2.3
Date of Incorporation/ Commencement of Business
3.
Business Address with Telephone/Telex No.
3.1
Registered Office
3.2
Administrative Office
3.3 3.4
Factory Email address / Website
4.
Background of the Proprietor/Partners/ Directors
(Please furnish for each person as per the Annexure I)
5.
Brief Description of the Activity
5.1
Existing
5.2
Proposed
2
6.
How the Activity was financed so far (to be filled up in case of existing unit only)
Source of Funds (*)
Security
Rate of Intt.
Repayment p.m. in case of Term Loans
Present O/S (in 000s of Rs.)
Amount of Overdues (if any)
(*) Please indicate sources of funds with name & address, e.g. banks/financial Institutions/others (specify).
7.
Past Performance
(To be filled up by existing unit only)
(in 000s of Rs.)
Particulars
Last Year
Last but One Year
Last but Two Years
Turnover
Net Profit
Retained Profit
Major Countries to which exports made
Monthly Turnover for last twelve months (in 000s of Rs.)
8.
Arrears in Statutory Payments (if any)
9.
Whether Merchant Exporter or Manufacturer Exporter
10.
Name of the associate concern(s), if any, and
10.1
Nature of association and amount invested
10.2
Nature of activity
10.3
Items traded manufactured
3
10.4
Turnover and profit during preceding three years
11.
Technical Feasibility - required only in case of a new unit (As per Annexure IV)
12.
ECONOMIC FEASIBILITY Marketing (mention separately for each product)
12.1
Countries where the product is/will be sold
12.2
How does the unit meets/proposes to meet the competition (comment on the competitive advantages enjoyed by the unit)
12.3
Is the unit selling direct to its customers. If so, please furnish details like sales force, showrooms, depots, warehouses, offices abroad.
12.4
Nature and volume of orders/enquiries on hand (certified xerox copies to be furnished)
13.
Future Projections Please furnish data on
(To be given for the next three years)
13.1
Projected balance sheet as per Annexure III
13.2
Working Capital Requirement as per CMA Data
14.
Financial Assistance Required Period → →
(in 000s of Rs.)
Non-Peak (…………………)
Peak (…………………)
14.1
Packing Credit
14.2
Docy. Sight BP
4
14.3
Docy. Usance BD (Also specify usance period)
14.4
Other Fund-based Facility (Pl specify nature of facility)
14.5
Docy. Sight LC
14.6
Docy. Usance LC (Also specify usance period)
14.7
Other Non-Fund based Facility (Pl specify nature of facility)
15.
Details of Securities to be Offered :
15.1
Primary
15.2
Collateral (full details), if any
15.3
Details of guarantor(s) (Please also furnish for each person details as per Annexure I)
1. 2. 3. 4. 5.
16.
ECGC Policies Held/Being Taken
(Please give nature, amount, buyerwise limit etc.)
17.
Please indicate whether the proprietor/any of the partners/promoters/directors have at any time declared themselves as insolvent. If so, details thereof.
18.
Whether the Proprietor/ Partner/Directors/Guarantors are related to any official of the Bank. If yes, then details thereof
I/We certify that all information furnished by me/us is true; that I/We have no borrowing arrangements for the unit with any bank except as indicated in the application; that there is no overdues/statutory dues against me/us/promoters except as indicated in the application; that no legal action has been/is being taken against me/us/promoters; that I/We shall furnish all other information
5
that may be required by you in connection with my/our application; that this may also be exchanged by you with any agency you may deem fit; and you, your representatives, representatives of the Reserve Bank of India/National Bank of Agriculture & Rural Development/Small Industries Development Bank of India/Deposit Insurance & Credit Guarantee Corporation/ECGC/ EXIM Bank/CIBIL or any other agency as authorised by you, may, at any time, inspect/verify my/our assets, books of accounts. etc, in our factory/business premises as given above. Date: Place: _______________________ Signature of the Borrower (Name & Designation) Encl: Certified Xerox copies of a) Audited Balance sheets with Trade and Profit & Loss Account, for the last three years and next three years with CMA data,
b) Memorandum and Articles of Association, Certificate for Commencement of Business
c) Income Tax, Wealth Tax Returns and assessment orders for the last three years, for the unit as well as proprietor/partners/promoters/directors
d) Sales Tax Returns for the last three years.
e) Pollution Clearance Certificate
6
Annexure - I
BACKGROUND OF PROMOTERS/GUARANTORS (Please use separate sheet for each person) 1. Full Name (Mr/Mrs) 2. Name of the Father/Husband 3. Passport/PAN No.& Issuing Office 4. Address: Office Tel No. Residence Tel No. 5. Experience Years Employer Designation 6. Functional responsibilities in the unit 7. Details of associate concerns 7.1. Name and address of the branch/associates/identical concern 7.2 Activity of the concern 7.3 Functional responsibility in that concern 7.4 Name of the associate concern’s Banker and their address 7.5 Aggregate credit facilities enjoyed by the concern 8. Personal Assets and Liabilities:
(in 000s of Rs.)
LIABILITY
ASSETS
1.
Due to our Bank
1.
Cash in Hand/Banks
2.
Due to other Banks
2.
Investments in Business
3.
Loans/Deposits from Family Members
3.
Shares & Debentures
4.
Loans/Deposits from Others
4.
Investment in Associate Allied Concerns
5.
Other Liabilities (specify nature)
5.
Other Loans and Advances
6.
Fixed Assets* (Net)
7
7.
Other Assets (specify nature)
SUB-TOTAL:
Net Means
TOTAL:
TOTAL:
*DETAILS OF FIXED ASSETS:
Sl No
Description of Property
Owner
Purchase Price
Market Value
Document of ownership Held
Whether free from encumbrance
If not free from encumbrance, details of charge and amount
8.1 Guarantees/Indemnities Given 8.2 Annual Income 9. Any other relevant information Place: Date: Signature
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Annexure II
DETAILS OF EXISTING FIXED ASSETS
A. Land 1. Location 2. Area
3. Whether Owned?
4. If owned, Purchase Price
5. If owned, Freehold or long-Leasehold
6. If owned and long-Leasehold, Terms of Lease
7. Present Book Value
8. If not owned, whether Leasehold
9. Rent in case of Leased land
10. Terms of Lease of Leased land
B. Building Description Present Book Value C. Particulars of Machinery
S. N.
Name of Machinery and specification
Date of Purchase
Second Hand/ New
Present Book Value
Invoice Price including taxes for Indigenous Machinery CIF for Importers Machinery
Indigenous
Sub-Total
Imported
Sub-Total
Grand-Total
D. Summary
(in 000s of Rs.) Gross Block Net Block Revaluation Amount included in Net Block Land Building Plant & M/c Total
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Annexure III SUMMARISED PROJECTED BALANCE SHEET (Figures in 000s of Rs.) ------------------------------------------------------------------------------------------ 1st 2nd 3rd year year year ------------------------------------------------------------------------------------------ Liabilities 1. Equity Share Capital 2. Reserve and Surplus 3. Term Loans
4. Bank Borrowings for
Working Capital 5. Other Liabilities ------------------------------------------------------------------------------------------------------- Total Liabilities ------------------------------------------------------------------------------------------ Assets1. Gross Block 2. Depreciation 3. Net Block 4. Investment 5. Current Assets 6. Cash and Bank Balances ------------------------------------------------------------------------------------------ Total Assets
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Annexure IV TECHNICAL FEASIBILITY (To be submitted in case of new connection)
1.
Name of the Product(s), including bye-products & its (their) use and its manufacturing process in brief
1.2 Capacity :
No. of working days in a month & No. of shifts in a day(No. of Units/Quantity in kg/Volume in Litre per annum)
Capacity for each product
Licensed
Installed
Operating
1.3 1.4
Locational advantages of existing and/or proposed premises with reference to availability of raw material, power, skilled labour, transport etc. Whether clearance has been obtained from the pollution control authority
1.5
Particulars of machinery & other fixed assets
(Please indicate details as per Annexure II.)
1.6
RAW MATERIALS/ COMPONENTS (Please mention about the requirement & availability of imported and indigenous items separately)
2.
UTILITIES (Give comments on requirement, availability/ adequacy, qualitative aspects, etc).
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2.1
Power arrangements including standby
2.2
Water (Enclose certified xerox copy of sanction for water connection)
2.3
Fuel
2.4
Others (specify)
3.
QUALITY CONTROL
3.1
Details of arrangement made for quality control like ISI/ ISO/OHSAS etc
3.2
If not, how quality control is achieved?