01-06-2013
Authorisation of the Bank Account Holder (to be signed by the Investor) (To be retained by the Bank)
 T e a r away 
Bank Account Number
First
Account Holder's Signature
(As in Bank Records)
Second
Account Holder's Signature
(As in Bank Records)
Third
Account Holder's Signature
(As in Bank Records)
To,
The Branch Manager
PIN
This is to inform that I/We hereby register for the RBI’s Electronic Clearing Service (Debit Clearing)/Direct Debit and that
my/our payment towards my investment in UTI Mutual Fund shall be made from my/our below mentioned bank account with
your bank. I authorise you to honour such payments. I/We also authorise the representative carrying this Direct/ECS Debit
Mandate Form to get it verified & executed, if necessary.The verification charges, if any, may be debited to my/our account.
Upfront commission shall be paid directly by the investor to the AMFI / NISM registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
I/We confirm that the EUIN box is intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the distributor personnel concerned or notwithstanding the advice of in-appropriateness, if any,
provided by such distributor personnel and the distributor has not charged any advisory fees for this transaction. ( Please tick only when EUIN box is left blank)
• I/We hereby declare that the particulars given below are correct and express my willingness to make payments referred below through participation in Auto Debit. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect
information or other reasons, I/we would not hold UTI Mutual Fund responsible. I/We will also inform UTI Mutual Fund, about any changes in my bank account. I/We have read and understood the contents of the SAI, SID, KIM, Instructions and Addenda
issued from time to time of the respective Scheme(s) of UTI Mutual Fund mentioned within and have read and agreed to the terms and conditions of SIP/Micro SIP. • I/We do not have any existing Micro SIPs which together with the current application will
result in aggregate investments exceeding ` 50,000 in a year (applicable only for Micro SIP applicants). • **I/We hereby authorise UTI MF to send my Consolidated Account Statement (CAS)/ Statement of Account (SoA)/ Abridged Annual Report/All other
communication related to my investment in SIP/Micro SIP only through e-mail instead of physical copy. (**Those who wish to get physical CAS/SoA/AAA/All other Communication may delete the same). • The ARN holder has disclosed to me/us all the
commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. • I/We hereby authorize UTI MF/
UTI AMC to share my data furnished in the Form to my distributor and other service providers of the UTI MF for the purpose of servicing, issue of account statement/consolidated statement of account etc and cross selling of products/schemes of the UTI MF
Form for SIP / Micro sip (Auto Debit/ECS Facility)
(Please read instructions)
Banker’s Attestation (For bank use only)
Certified that the signature of the account holder and the details of Bank account
are correct as per our records.
Signature of Authorised Official from Bank with Stamp and Date
Signature of Signature of Signature of
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
SYSTEMATIC
INVESTMENT
PLAN
S
I
P
Name of Financial Advisor and ARN@ Sub ARN Code@ Sub Code@ MO Code@ EUI No.@ UTI RM No.@
MICRO SIP
SIP
@Refer Instruction ‘13’
Branch
City
IFSC Code 9 digit MICR Code*
Scheme/Plan
Each SIP/Micro SIP Amount (`)#
Frequency: Mntly Qrtly Date 1st 7th 15th 25th # :
Mandatory Enclosure (if 1st installment is not by cheque) Blank cancelled cheque Copy of cheque
I / We hereby, authorise UTI Mutual Fund and their authorised service providers, to debit my/our following bank account by Direct Debit/ECS Debit for collection of SIP/Micro SIP Payments.
SIP/Micro SIP Period : Start from M M Y Y End On** M M Y Y OR Default Month (December 2099) ** Please refer instruction No. 5
Application No./ Existing Folio No . Date
(Default Date is 1st) #Please refer instruction No. 3
DETAILS of SIP (For “Direct Plan ” please tick here & write the Scheme name, Plan / Option below) (Refer Instruction ‘15’)
BANK ACCO UNT DETAILS (Mandatory As Per SEBI Guidlines)
A/C Type () SB Current NRO NRE FCNR Account No.
Bank Name
Branch
PIN
Accountholder
Name as in
Bank Account
TRANSACTION CHARGES TO BE PAID TO THE DISTRIBUTOR (Please tick any one of the below. Refer Instruction ‘14’ regarding deduction of transaction charges)
I AM A FIRST TIME INVESTOR IN MUTUAL FUNDS OR I AM AN EXISTING INVESTOR IN MUTUAL FUNDS
` 150 will be deducted as transaction charges (Refer Instruction '14') ` 100 will be deducted as transaction charges (Refer Instruction '14')
I wish to opt. for Physical Mode Demat Mode
Demat Account details - (Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with any one of the the
Depository Participant. Demat Account details are compulsary if demat mode is opted above)
National
Securities
Depository
Limited
Depository Name
DP ID No.
Beneficiary
Account No.
Central
Depository
Securities
Limited
Depository Name
Target ID No.
Enclosures : Client Master List (CM) Transaction cum Holding Statement Delivery Instruction Slip (DIS)
APPLICANT PAN KYC Complied (Mandatory) Date of Birth Mobile No E-mail ID
First/Sole Applicant
Second Applicant
Third Applicant
Guardian
FIRST / SOLE APPLICANT INFOR MATION (MANDATOR Y)
Name of First / Sole Applicant
Name of Second Applicant
Name of Third Applicant
Name of Guardian (in case
First/Sole applicant is minor)
(Default Amount is ` 500)
(Core Banking A/c No.)
UTI MF
EUIN: “I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the employee/relationship manager/
sales person of the above distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not
charged any advisory fees on this transaction”. ( Please tick only when EUIN box is left blank)
Form for SIP / Micro sip (For Post dated Cheque)
(Please read instructions) (Only CTS - 2010 compliant cheques are allowed)
Signature of Signature of Signature of
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
Date :
Upfront commission shall be paid directly by the investor to the AMFI / NISM registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
I/We confirm that the EUIN box is intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the distributor personnel concerned or notwithstanding the advice of in-appropriateness, if any,
provided by such distributor personnel and the distributor has not charged any advisory fees for this transaction. ( Please tick only when EUIN box is left blank)
• I/We have read and understood the contents of the SAI, SID, KIM, Instructions and Addenda issued from time to time of the respective Scheme(s) of UTI Mutual Fund mentioned within and have read and agreed to the terms and conditions of SIP/Micro
SIP. • I/We do not have any existing Micro SIPs which together with the current application will result in aggregate investments exceeding ` 50,000 in a year (applicable only for Micro SIP applicants).
**I/We hereby authorise UTI MF to send my Consolidated Account Statement (CAS)/ Statement of Account (SoA)/ Abridged Annual Report/All other communication related to my investment in SIP/Micro SIP only through e-mail instead of physical
copy. (**Those who wish to get physical CAS/SoA/AAA/All other Communication may delete the same). • The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the
different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. • I/We hereby authorize UTI MF/UTI AMC to share my data furnished in the Form to my distributor and other service
providers of the UTI MF for the purpose of servicing, issue of account statement/consolidated statement of account etc and cross selling of products/schemes of the UTI MF
Application No./ Existing Folio No . Date
I/We have attached PAN Card/Document copies of all applicants.
Scheme/Plan
Mandatory Enclosure (if 1st installment is not by cheque) Blank cancelled cheque Copy of cheque
Initial Investment Amount Each SIP/Micro SIP Amount (`)#
SIP/Micro SIP Date# : 1st 7th 15th 25th
Cheque Nos. From To $ No. of Cheques
$ Please refer instruction (1) under SIP / Micro SIP by Cheque/s. No UCC Cheque are allowed.
Account No. Drawn on
Branch PIN Code
Frequency : Monthly Quarterly Post Dtd. Chq. Amt.
SIP/Micro SIP Period : Start from M M Y Y End On** M M Y Y OR Default Month (December 2099) ** Please refer instruction No. 5
TRANSACTION CHARGES TO BE PAID TO THE DISTRIBUTOR (Please tick any one of the below. Refer Instruction ‘14’ regarding deduction of transaction charges)
I AM A FIRST TIME INVESTOR IN MUTUAL FUNDS OR I AM AN EXISTING INVESTOR IN MUTUAL FUNDS
` 150 will be deducted as transaction charges (Refer Instruction '14') ` 100 will be deducted as transaction charges (Refer Instruction '14')
I wish to opt. for Physical Mode Demat Mode
Demat Account details - (Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with any one of the the Depository
Participant. Demat Account details are compulsary if demat mode is opted above)
National
Securities
Depository
Limited
Depository Name
DP ID No.
Beneficiary
Account No.
Central
Depository
Securities
Limited
Depository Name
Target ID No.
Enclosures : Client Master List (CM) Transaction cum Holding Statement Delivery Instruction Slip (DIS)
APPLICANT PAN KYC Complied (Mandatory) Date of Birth Mobile No E-mail ID
First/Sole Applicant
Second Applicant
Third Applicant
Guardian
FIRST / SOLE APPLICANT INFOR MATION (MANDATOR Y)
Name of First / Sole Applicant
Name of Second Applicant
Name of Third Applicant
Name of Guardian (in case
First/Sole applicant is minor)
DETAILS of SIP (For “Direct Plan ” please tick here & write the Scheme Name, Plan / Option below) (Refer Instruction ‘15’)
(Default Date is 1st) #Please refer instruction No. 3
(Default Amount is ` 500)
SIP AUTO DEBIT FOR M CHECKLIST
Application Form is complete in all respect. Name, Application Number/ Folio, Scheme, Plan, Option are mentioned clearly
SIP Date, SIP Frequency has been ticked correctly
Start Date and End Date is clearly mentioned as Month – Year.
Bank Name, Full Branch Address, Full Account Number, MICR Code for debit has been mentioned clearly and legibly.
Form is signed by all applicants as in bank records in two places as specified.
Auto Debit is from first Unit Holder’s own bank account only.
UTI MF
SYSTEMATIC
INVESTMENT
PLAN
S
I
P
Name of Financial Advisor and ARN@ Sub ARN Code@ Sub Code@ MO Code@ EUI No.@ UTI RM No.@
MICRO SIP
SIP
@Refer Instruction ‘13’
EUIN: “I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the employee/relationship manager/
sales person of the above distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not
charged any advisory fees on this transaction”. ( Please tick only when EUIN box is left blank)
Acknowledgement Slip
(To be filled in by the Unit holder/Investor)
UTI Mutual Fund, UTI Tower, Bandra-Kurla Complex, Bandra (East), Mumbai - 400 051.
Received from Mr./Ms./Mrs
‘SIP/Micro SIP’ Application for
Scheme/Plan/Option
Folio No./Investor Id/Application No.
Date
Note: All purchases are subject to realisation of Cheques.
Payment Mechanism
(Please tick any one box)
Stamp of UTI AMC Offices alongwith
receiving Officials’ Signature
 
General InstructionS for SIP & Micro SIP
1. SIP/Micro SIP is offered with following Periodicity.
a. Monthly Systematic Investment Plan (MSIP) and
b. Quarterly Systematic Investment Plan (QSIP).
2. Both the options (MSIP and QSIP) can not be mingled. A separate Enrolment Form
needs to be filled in for MSIP and QSIP.
3. Please submit SIP / Micro SIP Mandate forms not less than 30 days and not more than
60 days before the First installment date. Forms received more than 60 days prior to
the First Installment Date are liable to be rejected. Such of the Forms that are received
within the period of 1 month before the first installment date, will be considered from
the date of the following month/Quarter, as per the date (1st/7th/15th/25th) opted by
the Investor.
"If the first instalment month is not written, then by default, it will start from the date
of the following month/quarter and as per the Frequency date(1st/7th/15th/25th) opted
by the Investor subject to the compliance of the minimum of 30/60 days period as
aforesaid. If the Frequency date is not ticked,then,"1st" will be considered as the default
option of the investor. However, the above is subject to the acceptance of the investor's
mandate by his/her Bank."
If each SIP/Micro SIP amount is not specified, then by default, the same will be
reckoned at the rate of ` 500/- per month for the frequency period chosen by investor.
New Fund Offer: Investors may submit the mandate Form during the NFO period
for such Schemes as may be decided by AMC from time to time. In such case, the
mandate shall commence on the dates stipulated by the Investor after a gap of at least
20 days from the date of re-opening of the Scheme for purchase and redemption of
Units. For e.g. If the Units of the Scheme re-opens for purchase and redemption post
NFO on 16th December, the earliest Installment date can be only on 7th January of the
following year.
4. The minimum amount of each investment for SIP Micro SIP is ` 500/- (for monthly option)
and ` 1,500/- (for quarterly option) for all the schemes except for which UTI-Floating Rate
Fund-Regular Plan & Direct Plan-Growth Option. The minimum amounts is ` 2500/- (for
monthly option) and ` 7500/- (for quarterly option) and in multiples of Re.1/-. However,
investors desiring to start SIP/Micro SIP in a Dividend Plan of any of the debt schemes
are required to have a minimum investment of ` 5,000/-. Minimum Application Amount, as
specified in the respective SID of the schemes of UTI Mutual Fund is not applicable in the
case of transaction through SIP.
5. There is no stipulated period up to which a SIP/Micro SIP can be under operation,
however if no period is specified the default period ended 2099.
6. Units Allotment: Units will be allotted at NAV based purchase price declared on the
applicable dates i.e. 1st or 7th or 15th or 25th of the month/quarter. In case the date
falls on a non-business day or falls during a book closure period, the immediate next
business day will be taken into account for the purpose of determining the price. The
applications will be accepted at all official points of acceptance of UTI AMC. Outstation
cheques will not be accepted.
7. Account statement: An account statement will be sent to the unitholder through e-mail.
8. Investors can choose to discontinue this facility by giving 1 month written notice to the
Scheme's registrar.
9. Investor will not hold UTI Mutual Fund or its service providers responsible if the
transaction is delayed or not effected or the investors bank account is debited in
advance or after the specific SIP date due to various clearing cycles of ECS / local
holidays.
10. Investor will not hold UTI Mutual Fund or its service providers responsible for nonallotment
of units for SIP/Micro SIP if the payment is not received from the unitholder's
bank for various reasons.
11. UTI Mutual Fund or its other service providers shall not be responsible and liable for any
damages/compensation for any loss, damage, etc. incurred by the investor. The investor
assumes the entire risk of using this facility and takes full responsibility. In case all the
cheques are not attached with initial SIP application, UTI Mutual Fund shall not be
responsible for discontinuation of SIP due to non receipt of subsequent cheques in
time.
12. UTI Mutual Fund reserves the right to reject SIP/ Micro SIP or auto debit mandate
without assigning any reasons thereof.
13. If you have invested through a distributor, kindly specify the Name of Financial Advisor
and ARN Code of the distributor, else, for Direct Investment, please mention “Direct” in
the Column “Name of Financial Advisor & Sub Code/ARN”. In case nothing is specified,
then by default, the Sub Code will be treated as Direct and the application form will be
treated as Direct Application.
14. Transaction Charges
i) Transaction charges of ` 100/- (existing investor) or ` 150/- (new investor) will
be deducted for investment of ` 10000/- and above for investments being made
through distributors having valid ARN and opted in for transaction charges. The
units will be allotted to the investor on the net subscription amount. In case of SIPs,
the transaction charge shall be applicable only if the total commitment through SIPs
amounts to ` 10,000/- and above. In such cases the transaction charge shall be
recovered in 3-4 installments. However, there shall be no transaction charges for
direct investments, Subscriptions below ` 10000/-, and on transactions other than
purchases/ subscriptions relating to new inflows such as switch/ Systematic Transfer
Investment Plan (STRIP)/ Systematic Withdrawal Plan (SWP)/ Dividend Transfer
Plan (DTP) etc.
The transaction charge, if any, shall be deducted by the AMC from the
subscription amount and paid to the distributor and the balance shall be invested
ii) UTI Mutual Fund will endeavor to check the existing available investor base at the
RTA level /Industry based on various parameters to find if the investor is an existing
or a new investor to Mutual Fund. If the details of the investor are found, then the
investor will be treated as existing investor, else, the details furnished under the
“Distributor information” in the Form will be treated as valid and accordingly the
investor will be treated as new or existing investor.
iii) If the investor has not ticked / not furnished the details under “Distributor
Information” of the application form, then by default, the investor will be treated
as an existing investor and transaction charges of ` 100 will be deducted for
investment of ` 10000 and above.
15. Direct Plan
Direct Plan is for all category of eligible investors (whether existing or new Unitholders)
who purchase/subscribe Units directly with the Fund and is not available for investors
who route their investments through a Distributor.
The Direct Plan will be a separate plan under the Fund/Scheme and shall have a lower
expense ratio excluding distribution expenses, commission etc and will have a separate
NAV. No commission shall be paid from Direct Plan
Investors subscribing under Direct Plan of a Scheme will have to indicate “Direct Plan”
against the Scheme Name in the application form e.g. “UTI-Opportunities Fund - Direct
Plan”.
Investors should also indicate “Direct” in the ARN column of the application form.
However, in case Distributor code is mentioned in the application form, but “Direct
Plan” is indicated against the Scheme name, the Distributor code will be ignored and
the application will be processed under Direct Plan. In case investors do not indicate
his/her choice and no ARN code is mentioned, it will be treated as direct application
and accordingly considered under ‘Direct plan’.
For further details refer to SAI
16. It will be the sole responsibility of the unit holder(s) bank and its branch to ensure
proper registration of the debit mandate and confirm registration. If no confirmation
of registration or rejection is received, the AMC/RTA/it’s agents will deem the same to
be registered and confirm the registration to unitholder(s)/s entirely at the risk of unit
holder(s).
17. Note on EUIN: Investors should mention the EUIN of the person who has advised
the investor. If left blank, the Fund will assume and consider the declaration relating to
EUIN signed by the Investor under “Declaration and Signature of the Applicants” in the
Application Form and accordingly process the transaction.
EUIN will assist in tackling the problem of mis-selling even if the employee/Relationship
Manager/Sales person leave the employment of the ARN Holder/Sub broker.
18. In case of rejection of SIP form for any reason whatsoever, the Mutual Fund will not
entertain any request for refund of proceeds of first cheque which is already processed.
Investors will have to redeem the units allotted through first cheque at applicable NAV.
19. The Unit holder(s) agree that the Fund/AMC / RTA and their agents shall not be held
liable for any unsuccessful registration and or transaction due to any action or inaction
of the unit holders’ bank including but not limited to reasons mentioned below and agree
to indemnify the Fund/AMC/RTA for all liabilities, losses, damages and expenses which
they may consequent sustain or incur either directly or indirectly:
a. Loss of the debit mandate form in transit from point of acceptance of the form to
RTA head office and further to the unit holder(s)’ bank branch;
b. Non acceptance or rejection of debit mandate for whatsoever reason by the unit
holder(s)’ bank branch, with or without any reason assigned by the unit holder(s)
bank;
c. Non registration of the debit mandate by the unit holder(s)’ bank and branch;
d. Deemed registration due to non confirmation of registration or rejection by the bank
and any subsequent rejection of debit of bank account for funds;
e. Non availability of funds in the bank account of the Unit holder(s) at the time of
debit;
f. Rejection of registration or transaction debit for any reason or without assigning
any reason whatsoever.
Cheque
Auto Debit
Physical Mode
Demat Mode
SIP / Micro SIP is available under the Existing Plan and Direct Plan of the below mentioned schemes
Sr.
No.
Scheme Name Demat
eligible
1 UTI-Balanced Fund 
2 UTI-Banking Sector Fund 
3 UTI-Contra Fund 
4 UTI-Dividend Yield Fund 
5 UTI-Energy Fund 
6 UTI-Equity Fund 
7 UTI India Lifestyle Fund 
8 UTI-Infrastructure Fund 
9 UTI-Leadership Equity Fund 
10 UTI-Master Plus Unit Scheme 
11 UTI-Master Value Fund 
12 UTI-Mastershare Unit Scheme 
13 UTI-Mid Cap Fund 
Sr.
No.
Scheme Name Demat
eligible
14 UTI-MNC Fund 
15 UTI-Opportunities Fund 
16 UTI-Pharma & Healthcare Fund 
17 UTI-Services Industries Fund 
18 UTI-Top 100 Fund 
19 UTI-Transportation & Logistics Fund 
20 UTI-Wealth Builder Fund – Series II 
21 UTI-MIS Advantage Plan 
22 UTI-Monthly Income Scheme 
23 UTI-Children’s Career Balanced Plan 
24 UTI-CCP Advantage Fund 
25 UTI-Mahila Unit Scheme 
26 UTI-Equity Tax Savings Plan 
Sr.
No.
Scheme Name Demat
eligible
27 UTI-Floating Rate Fund - Regular Plan
(Regular Plan – Growth Option)

28 UTI-Gilt Advantage Fund-Growth Plan and
Dividend Plan

29 UTI-Bond Fund 
30 UTI-G-Sec Short Term Plan 
31 UTI-Short Term Income Fund - Institutional
Plan

32 UTI-Nifty Index Fund 
33 UTI-Retirement Benefit Pension Fund 
34 UTI Dynamic Bond Fund 
35 UTI Credit Opportunities Fund 
SIP/Micro SIP by Auto Debit / ECS
Customers with a bank account with following bank branches can avail of SIP Facility using this form.
• All bank branches participating in Reserve Bank of India (‘RBI’) Electronic Clearing System (‘ECS’) /National Electronic Clearing System (‘NECS’)/Regional Electronic Clearing System (‘RECS’)
facility.
• All Core Banking branches of following banks, irrespective of location:
At Present with Axis Bank, Bank of Baroda, Bank of India, Chhattisgarh Gramin Bank, Dhanlaxmi Bank, Federal Bank, HDFC bank, ICICI Bank, IDBI Bank, IndusInd Bank, Kotak Mahindra Bank,
Punjab National Bank, State Bank of India, State Bank of Patiala (only in NON ECS locations), UCO Bank (only in NON ECS locations), Union Bank of India, United Bank of India (only in NON
ECS locations) subject to Account length specifications prescribed by the banks.
• ECS Debit : Currently SIP payment through Electronic Clearing Service (Debit Clearing) of the Reserve Bank of India (RBI) is offered only to the investors having bank account in select cities
(a) The cities in the list may be modified/updated/changed/removed at any time in future entirely at the discretion of UTI Mutual Fund without assigning any reasons or prior notice.
(b) If any city is removed, SIP/Micro SIP instructions for investors in such cities via ECS (debit) route will be discontinued without prior notice.
(c) The Investor’s bank branch should participate in Electronic Clearing Service (Debit Clearing) of RBI.
(d) It is mandatory to submit the copy of cancelled cheque leaf (issued by the bank branch mentioned overleaf) along with the Auto Debit (ECS Debit) Form.
The investor’s bank particulars in the scheme Application Form and the bank particulars in Auto Debit Form should be one and the same.
SIP/Micro SIP by Cheque/s (Only CTS - 2010 compliant cheques)
1. The disbursal of cheques could be as under :
Monthly Option Quarterly Option
New investor 1 Cheque of initial investment + 5 Cheques (Min) 1 Cheque of initial investment + 3 Cheques
Existing unit holder 6 Cheques (Min) 4 Cheques
Note : If a unit holder desires to submit 12 cheques under the monthly option, the same will be accepted. No Up Country Cheques (UCC) shall be accepted. Only Local Country Cheques (LCC) i,e, from
locations where Axis bank branch is present shall be accepted as a mode of payment under PDC w.e.f 17th July 2012. CTS 2010 standard complied cheques shall be accepted w.e.f. 1st January 2013.
2. All Cheques must be dated 1st, 7th, 15th or 25th of the month. All installment cheques under MSIP & QSIP should be of uniform amount. For example: If an investor enrolls under MSIP say under
UTI Mastershare for the period Aug 2013 to Jul 2014, the first cheque can be of any amount drawn on any date of Aug 2013. The remaining cheques should be of uniform date (1st/ 7th/ 15th/ 25th)
and of uniform amount i.e. ` 2000/-. Similarly for quarterly option the first cheque could be of any amount and of any date of Aug 2013 and subsequent cheques should be of uniform date and amount.
3. Please draw your cheques in the name of the Scheme/Plan in which the amount is invested.
4. Returned Cheques, if any, may not be presented again.
“Note: Please refer Scheme Information Document (SID) for the applicable load structure of the above listed schemes.”
For Micro SIP Only
1. Applicability & Transactions covered:
a) Micro SIP is allowed only for those who do not have PAN.
b) Systematic Investment Plans (SIPs) where aggregate of installments in a rolling 12
month period or in a financial year i.e. April to March does not exceed ` 50,000 will
be covered (to be referred as “Micro SIP” hereinafter).
c) This exemption will be applicable ONLY to investments by individuals (including NRIs
but not PIOs) and Minors. HUFs and other categories will not be eligible for Micro SIPs.
d) The exemption is applicable to joint holders also.
2. Procedure:
a) W.e.f. 1st January 2012 KYC has become mandatory through KRA.
b) KYC photo ID Proof and Address Proof should be submitted along with KYC Form
to any of the official point of acceptance. For details of documents to be submitted
please visit: www.cvlkra.com.
3. a) A Micro SIP application will be rejected where it is found that the registration of
the application will result in the aggregate of Micro SIP installments in a financial
year exceeding ` 50,000 or where there are deficiencies in supporting documents.
b) Rejected application will be sent back to the investor with a deficiency memo.
c) In case the first Micro SIP installment is processed (as the cheque may be
banked), and the application is found to be defective, the Micro SIP registration
will be ceased for future installments. No refunds to be made for the units already
allotted. Investor will be sent a communication to this effect. However, redemptions
shall be allowed.